In America, there are three primary methods of obtaining health insurance.

  1. Public Marketplace, known as ObamaCare.

  2. Private Market, which is based on health.

  3. Employer plans, which you acquire through your job.

Once you choose a plan, I will be your agent for the entirety of that policy. This means that I will manage all claims and provide customer service. You won't need to call a 1-800 number because you can contact me directly with any questions or concerns related to your insurance plan.

I usually advise people to avoid various "Insurance" plans, such as health-sharing plans, short-term plans, or any other plans that aren't genuine insurance or may leave you financially vulnerable. For instance, such plans may lack a true maximum out-of-pocket limit.

Illustration showing a clipboard with a health insurance document, calculator, stethoscope, money, prescription pad, pill bottle, and ECG report.
Graphic of US map with flag, text "Understanding the Affordable Care Act (ACA)" "ObamaCareFacts.com"
Logos of health insurance companies: Cigna, Florida Blue, United Healthcare, Kaiser Permanente, Aetna.